Die HUK-COBURG bezahlt vermutlich keine Spitaleinweisungen und Aufenthalt bei symtomfreien Covid-Fällen.Danke, hatte meinen Beitrag in der Zwischenzeit geändert, weil ich denke, dass ich lieber in Deutschland abschließe, selbst wenn das Angebot dort günstiger wäre. Gerade auch nochmals in meinen Unterlagen gekramt und vom letzten Jahr den Brief der HUK24 gefunden, wo ich Rückfragen stellen kann. Sogar telefonisch.
Bei 1,10 € am Tag kann man ja echt nicht meckern.
Will für 3 Monate fliegen, wenn ich das Visum erhalte. Da greift also so eine 10 Euro-Versicherung nicht.
Anhang anzeigen 1725253
Anhang anzeigen 1725254
Die AXA -Sawasdee Versicherung verspricht dies:
If I’m tested positive for COVID-19 but I don’t have any symptom. Will AXA pay for the medical expense?
Yes, AXA will cover for the medical expense incurred based on medical necessity if you’re tested positive for COVID-19 regardless of the showing of symptoms.Q: What does Medical Necessity mean?
A: It means medical treatment which meets the following conditions:
(1) in accordance with the diagnosis and treatment for such illness or injury of the patient;
(2) in accordance with medical indication of current medical standard;
(3) not primarily for the convenience of the patient or his/her family or treatment provider solely; and
(4) in accordance with the suitable standard of patient care based on the necessity of injury or sickness of patient
In the determination of Medical Necessity, AXA also follows the guideline published by the Ministry of Public Health.
The display of symptoms is not the only indicator used by AXA in the determination of Medical Necessity. If the medical expense incurred is medically necessary, then AXA will cover even if there is no symptoms. Similarly, a COVID19 test result is not the only indicator used by AXA in the determination of Medical Necessity. If the medical expense incurred is medically necessary, then AXA will cover even if the first COVID19 test result is later determined as a false positive.















